Annual Tử Vi

Create a 2026 annual Tử Vi chart: how to read the year

By Inti Foundation · updated

Your 2026 annual chart is the Binh Ngo year laid over your natal Zi Wei chart — not a new chart. The lunar year of Binh Ngo begins at Lunar New Year (Tết) on 17 February 2026 and runs to the end of 5 February 2027; the Bính stem sets the year's four transformations: Thiên Đồng becomes Lộc, Thiên Cơ becomes Quyền, Văn Xương becomes Khoa and Liêm Trinh becomes Kỵ. Setting up the 2026 annual chart takes three steps: build the natal chart from your birth date and time, find the ten-year decade you are in, then see where the Ngọ palace — the year's Soul palace — and those four stars fall on the natal chart. The sections below take those three steps on an example chart computed by Inti Soul's Zi Wei engine: each person reads the same year differently, and the annual layer points to themes to watch, not to events.

Main page for this topic: Lifetime Zi Wei chart

Natal chart

Life, Body, 12 palaces, and stars form the foundation of every reading layer.

Major cycle

The longer period provides the context through which the annual influences of 2026 move.

Annual influences

Annual signals help choose what to observe; they are not prophecy.

The year 2026 in the lunar calendar and on the chart

A few markers help you place the year 2026 correctly. The Bính stem and the Ngọ branch are both Fire; the year's nạp âm is Thiên Hà Thủy (heavenly river water). In Zi Wei the lunar year starts at Lunar New Year, so January and the first half of February in the calendar year still belong to the Ất Tỵ year; in Bazi the year starts at the solar term Start of Spring.

  • Year stem and branch: Binh Ngo; zodiac animal: Horse; nạp âm: Thiên Hà Thủy.
  • Lunar New Year (Tết): 17 February 2026 — where the Zi Wei year begins; the Binh Ngo year runs to the end of 5 February 2027, and Tết of Dinh Mui is 6 February 2027.
  • Start of Spring (Lập Xuân): 4 February 2026 — where the Bazi year begins.
  • The year's Soul palace: the Ngọ palace on everyone's natal chart.
  • The Bính stem's four transformations: Thiên Đồng becomes Lộc, Thiên Cơ becomes Quyền, Văn Xương becomes Khoa, Liêm Trinh becomes Kỵ.

See also: The Four Transformations table for the 10 stems · Choosing travel dates by birth year at the start of Đinh Mùi 2027

Example: laying 2026 on a chart born 08:30 on 15/05/1990

Take the sample chart the other Zi Wei pages of Inti Soul also use: 08:30 on 15/05/1990, Vietnam time, a Canh Ngọ year. The engine corrects to true solar time, 08:34, and places the Soul palace in Sửu with Thiên Cơ, in the Fire Six class. Laying the year 2026 on that chart, the engine returns:

  • The Soul palace of 2026 falls on the natal Friends palace (Nô Bộc, in Ngọ), which holds Liêm Trinh and Thiên Tướng.
  • Thiên Đồng becomes Lộc in the natal Wealth palace (Dậu) — also this chart's Body palace.
  • Thiên Cơ becomes Quyền in the natal Soul palace itself (Sửu).
  • Văn Xương becomes Khoa and Liêm Trinh becomes Kỵ, both in the natal Friends palace (Ngọ) — the year's Soul palace.
  • In 2026 this person is 37 in East Asian age: for a woman, the current decade runs through the Children palace (36–45); for a man, through the Property palace (36–45).

See also: The whole sample chart: 12 palaces and the decade chain

Reading that example in four steps

In the example, the Binh Ngo year turns attention to the Friends palace — friends, colleagues, the people you work with — which holds both Khoa and Kỵ: a year worth learning how to cooperate and to state expectations clearly. Thiên Đồng in Wealth already carries the birth-year Kỵ and now also receives the year's Lộc: money has both resources and a sticking point — a question to look into, not a forecast of gain or loss. Zi Wei does not decide for you, and no year is all good or all bad for an entire birth year.

  • Step 1: find the Ngọ palace on the natal chart — the year's Soul palace.
  • Step 2: see which palaces hold the four stars of the Bính stem; Lộc points to resources, Kỵ to a sticking point that calls for patience.
  • Step 3: lay both on the current decade; in the same year 2026, someone in a different decade reads it differently.
  • Step 4: turn each signal into a question or a small action you can check during the year.

See also: How to read a Zi Wei chart as a beginner

What data is needed for a 2026 reading?

Birth date, time, and usually place must be recorded accurately according to chart-construction rules. If birth time is uncertain, the reading should state uncertainty rather than making overly confident claims; and reflective suggestions always stay separate from medical, legal or financial decisions.

See also: What you can read without a birth time

The 2026 annual chart on Inti Soul

The natal 12-palace chart and the decades appear right away in a free account, with one overview reading — once, for life. The reading of the year itself, Year-Ahead Forecast, reads the Zi Wei decade and annual layer together with the other three systems and is part of Premium or a one-off purchase. The public tool that needs no account covers the coming year: the 2027 Soul palace and the four stars of the Đinh stem on your chart.

See also: The 2027 four-transformations tool · Your 2026 outlook from your chart

Create a chart and explore 2026 themes

Create a free account to save your birth profile: Inti Soul builds your natal chart and decades, with one overview reading — once, for life. The reading of the year 2026 itself is part of Premium or a one-off purchase.

Create a Tử Vi chart

For self-understanding and reflection — not a verdict.

Frequently asked questions

Do I need to recreate my natal chart for the 2026 annual chart?

No. The natal chart is created from birth data and remains the fixed foundation; the 2026 annual influence is a time layer placed on that chart to examine the year's themes.

From which day to which day does 2026 run in Zi Wei?

The Binh Ngo year begins at Tết on 17 February 2026 and runs to the end of 5 February 2027. Days before Tết 2026 still belong to the Ất Tỵ year; from Tết on 6 February 2027 it is the Dinh Mui year.

Is a 2026 Tử Vi reading by birth year enough?

General birth-year content offers only a very broad view. A personal reading needs the natal chart, because the Ngọ palace and the four stars of the Bính year sit in different palaces on each person's chart.

Can I get a reading without knowing my birth time?

As a reference: Inti Soul builds the chart for the Horse hour (giờ Ngọ) and says it is approximate. The year's Soul palace is always the Ngọ palace, but which natal palace that is and where the transformed stars sit are only right if you were born in the Horse hour.

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